Underwritten by the National Union Fire Insurance Company of Pittsburgh, PA. It is currently authorized to transact business in all states and the District of Columbia.  NAIC No. 19445.

This is only a brief description of the insurance coverage(s) available under policy series T30253NUFIC. The Policy contains reductions, limitations, exclusions, and termination provisions. Full details of the coverage are contained in the Policy. If there are any conflicts between this document and the Policy, the Policy shall govern.

Tour Cost
Trip Cancellation & Interruption
Trip Cancellation and Interruption pays for forfeited, non-refundable, unused payments or deposits if due to:
Sickness, injury or death of you, a Traveling Companion or Family Member.
Unforeseeable circumstances such as jury duty, weather, or involvement in or delay due to a traffic accident on the way to the airport, or strike.

Reasons not covered:
Carrier caused delays such as mechanical difficulties (covered under Travel Delay).
Travel arrangements cancelled by the tour operator, airline, or cruise line.
Change in plans ("l just don't want to go.").
Normal pregnancy or childbirth.
Financial circumstances ("I can't afford to go.")
Business or contractual obligations ("My boss changed my vacation.")
Any government regulation or prohibition, war, civil disorder, nuclear reaction or contamination.

$1,000
Baggage & Travel Documents
Coverage for loss, theft, damage, and mysterious disappearance of baggage and personal effects.
Primary coverage -- no need to present a claim to another carrier such as Homeowner's.
Covers loss due to unauthorized use of credit cards if you have complied with credit card conditions.
Pays for administrative fees to reissue lost or stolen tickets.

$10,000
Medical Expense
Pays for doctor, hospital, ambulance services, and prescription medication. Initial treatment must be received during trip. We will pay for covered expenses for up to one year from date of injury/sickness.
Pays for emergency dental expenses while on your trip.
No daily limits or deductibles.

$25,000
Accidental Death & Dismemberment
Covers death and loss of limb or eyesight within 180 days of an accident.

Live Travel ^®
This is a service benefit
24 hour/7 days a week emergency and non-emergency travel service...all just a phone call away. We never close.

Termination Date: All coverage ends on the earlier of: (a) the date the trip is completed; (b) the scheduled trip completion date; (c) the Insured's arrival at the return destination on a round trip, or the destination on a one-way trip; or (d) cancellation of the trip covered by the policy The Effective Date is the date the premium is paid.

Plan Cost - subject to change